ZA Bank is a leading Hong Kong digital bank for the new and hi-tech generation, and we’re here to stay.πWe’re proud that we can help people manage their money from all walks of life via ZA Bank App, by offering everything from deposits to transfer to investment funds to insurance through ZA Bank App. β¨π°β¨
Even so, how do we stand out from the rest? What makes us particularly special to our users, in a world already saturated with banks? π€πTo answer these questions, we’ve created a list of 9 reasons how ZA Bank can supercharge a person’s life like no other, and improve his or her wellbeing in so many little ways. π‘π‘π‘
1. Hong Kong’s No. 1 Virtual Bank. Fully regulated. Widely trusted. π
Trust is key when it comes to all things around money, and there’s nothing more important than putting your money in a safe and trustworthy place. As ZA Bank is a fully licensed and regulated bank in Hong Kong, you can be confident that your deposits are in safe hands with us.
2. Save time – Fulfil all your financial needs with a few taps of your fingers! β
Banking for us is all about efficiency. That means no more standing in a long queue at a bank branch, no more waiting for opening and closing times, or exchanging your currency at the right hours. We believe that it should be about your money, your time, and your choice – made possible with a few taps of your fingers!
3. Clarity is our mandate. π
That’s right, every transaction is laid out for your convenience and reference! This means you can check if your friend still owes you lunch money from last Tuesday, or when exactly you bought that plane ticket to Tokyo from…years ago, perhaps? Anyways! We promise you that everything will be clear and transparent, which means no hidden charges or fees.
4. Tap and pay your way through life, along with a customized card number! π³
With ZA Card, that allows you to customize your card numbers, the magic happens instantly with a tap. Paying for drinks and meals or brand-new clothes has never been easier! However, if you still need cash, you can enjoy free cash withdrawal with your physical card, at over 3,000 local banks’ ATMs with a Visa logo in Hong Kong! Best of all, there are no annual fees, interest charge or late fees at all!
5. Nothing is too big to insure! π₯
Cancer? Heart attacks? Life protection? Accident protection? ZA Insure can offer different types of protection for users. As ZA Bank is an authorized insurance agent of ZA Insure, you can browse through ZA Bank App to learn about ZA Insure's insurance products. If a product meets your needs, you can apply for it directly on ZA Bank App, which only takes a few minutes! (By the way, the prices are also awesome!)
6. Nothing is too small to invest! π€
Want to earn more steadily? π΅ Sure! We have great time deposit rates, and rate-up coupons that can boost the amount that you earn.
Looking out for the right opportunities instead? π§ No problem! We have partnered with top-notch fund houses around the world to provide quality funds for you!
7. You have our pinky-promise to get 24/7 customer service. πͺ
Got questions in the middle of the night? Stuck on certain issues in ZA Bank App? We’ll take it from here! Just sit back and contact our customer service team via ZA Bank App, and we’ll be sure to resolve your problems in no time!
8. Be protected by a digital fortress against financial loss or fraud. π‘οΈ
Lost your ZA Card? Deactivate it with one swipe in ZA Bank App. Worried about identity fraud? Chillax! We have cutting-edge live facial verification features, so don’t worry about your account details even if you lose your phone, password, or username. π And by the way, we check if your phone has been infected with malware when you open ZA Bank App, and we safeguard your transactions too!
9. And now…just open your account in 5 minutes! π€©
Signing up for an account at ZA Bank is easy and can be completed in as fast as 5 minutes! Once you set up an account, you’ll be joining a growing ZA community of more than 650,000 users. The more people sign up, the more we can expand ZA Bank App features to meet our users’ needs!
‘No.1’ is defined by ZA Bank’s leading position in the virtual banking industry in terms of customer deposits, loans & advances, and number of users as of 30 June 2022. Source: Interim results announcements of eight virtual banks.
Important risk statement
Investment involves risks. The price of investment products may fluctuate or even become worthless. Past performance is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. This promotion material is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the offering document and risk disclosure statements of the investment product before making any investment decisions. This promotion material has not been reviewed by SFC or any regulatory authority in Hong Kong. ZA Bank is acting as your agent to handle the transaction. The investment product is provided by a third-party but not ZA Bank. In respect of eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) out of the selling process or processing of the related transaction, ZA Bank will enter a Financial Dispute Resolution Scheme process with you. However, any disputes over the contractual terms of the product should be resolved directly between you and the third-party product issuer. The information, products and services available is intended for Hong Kong residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available in the country or region where you are located or resident.